Manulife Financial Corporation / John Hancock Life Insurance Company (U.S.A.) is looking for a Senior Life Underwriter to join our team. In this role, you will be responsible for risk assessment and classification, collaborating with sales and head office colleagues to provide competitive decisions, and maintaining effective relationships with partners.

What You'll Do

Conduct risk assessment and classification according to Manulife's philosophy and standards.
Communicate and collaborate with sales and head office colleagues to provide high-quality, competitive decisions to our customers.
Maintain positive and effective relationships with internal and external partners.
Consistently deliver the best customer experience by making every interaction significant.
Align with consumer laws and regulations regarding risk classification, confidentiality, and disclosure.
Identify and propose solutions to problems and procedures related to the underwriting work.

What We're Looking For

3+ years of underwriting experience.
$1,000,000+ Life signing authority.
A sales and relationship-focused mindset with a drive for earning business.
Working towards, or completion of, FALU, FLMI and ACS designations.
Strong knowledge of medical terminology including physiology, anatomy, pharmacology, imaging, diagnostic testing, and treatments.
Strong knowledge in how non-medical risks impact mortality, including hazardous occupations, sports, avocations, and lifestyle.
Experience with financial reports and training in anti-money laundering practices.
Excellent oral and written communication skills.

Nice to Have

Bilingualism (English and French) is a strong asset. If the successful candidate is in Québec, proficiency in both languages will be required.
100,000+ CI authority.
University or college degree in a related discipline such as medical, research, or financial.
Strong negotiation skills.
Interest in representing the company via external presentations, panels, conferences, etc.
Experience in co-signing, referral reviews, mentoring, etc.

Benefits & Compensation

Compensation: $73,725.00 CAD - $122,875.00 CAD
Health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage.
Adoption/surrogacy and wellness benefits.
Employee/family assistance plans.
Retirement savings plans including pension and a global share ownership plan with employer matching contributions.
Financial education and counseling resources.
Generous paid time off program in Canada including holidays, vacation, personal, and sick days.
Full range of statutory leaves of absence.
Incentive programs and incentive compensation tied to business and individual performance.