Addi is seeking a Senior Business Analyst, Lending to serve as the analytical engine of the Lending team. You will translate complex data into actionable insights that optimize credit strategies, maximize product profitability, and drive sustainable portfolio growth in Colombia's evolving financial landscape.
What You'll Do
- Conduct comprehensive performance analysis of current underwriting models, identifying under and over-performing segments and delivering recommendations to reduce default rates for target segments without significantly harming approval rates.
- Automate and consolidate key weekly lending performance reports (e.g., originations, portfolio quality, collections) into a single, self-service dashboard.
- Drive improvement in the gross margin of a core lending product by building a dynamic unit economics model and owning its insights to guide pricing or fee structure adjustments.
- Serve as the single point of accountability for the analytical strategy of major new business initiatives; define KPIs, own the measurement framework, and deliver definitive post-launch analysis.
- Champion a hypothesis-driven culture by designing and executing a high-impact A/B test that delivers a significant business win.
What We're Looking For
- Proven experience (2-5+ years) operating in high-velocity environments (like fintech, lending, or consulting) demonstrating ability to thrive under pressure and hold direct accountability for commercial results.
- Experience in highly analytical roles such as business analysis, data analysis, or strategic finance, preferably within fintech, banking, lending, or credit risk consulting.
- Demonstrated mastery of SQL; track record of writing complex queries from scratch to solve ambiguous business problems.
- Proven ability to serve as a central leadership node in a cross-functional team, effectively partnering with Product, Engineering, and Operations.
- Outstanding strategic problem solving and commercial acumen; ability to connect data insights to the lending P&L and understand trade-offs between growth, risk, and profitability.
- Ability to translate complex analysis into clear, influential narratives to align any audience—from engineers to the C-suite.
Technical Stack
- SQL
Team & Environment
You will be part of the Lending team, working cross-functionally with Product, Tech, and Finance, and reporting to the Director of Lending.
Benefits & Compensation
- Work on a problem that truly matters, redefining how people shop, pay, and bank in Colombia.
- Be part of something big from the ground up, influencing technology, strategy, culture, and values.
- Unparalleled growth opportunity in a fast-scaling fintech lender.
- Join a team with excellence, ownership, and collaboration at the core.
- Competitive compensation & meaningful ownership including equity.
Addi is an equal opportunity employer.
