Royal London is looking for a Medical Underwriter to ensure customers consistently receive accurate and fair underwriting decisions. In this role, you’ll be responsible for setting up policies correctly at the start of a customer’s journey, providing a market leading service.
What You'll Do
- Manage and own a case pipeline from application to offer, making accurate decisions while balancing cost and risk to improve customer outcomes and experience.
- Support the Group Customer Service strategy by ensuring robust and accurate medical underwriting decisions that are appropriate to the commercial risk and within your personal authority.
- Deliver effective customer service within the consumer duty framework.
- Act as a technical point of reference, providing medical underwriting guidance both internally and externally.
What We're Looking For
- A proven track record of medical underwriting skills covering critical illness, Death, and Income Protection within the UK market.
- Sound knowledge and experience of the Protection Market.
- Ability to research, analyse and interpret complex information.
- Sound understanding of medical terminology and the ability to interpret medical information.
- Strong communication skills, both written and verbal.
- Highly analytical mindset with strong attention to detail.
- Customer focused, compassionate approach.
- Openness to a continued culture of learning and change.
- Confidence in your decision-making abilities.
- A collaborative approach to share knowledge and best practice with peers.
Team & Environment
You will be part of the Royal London Underwriting team.
Benefits & Compensation
- 28 days annual leave in addition to bank holidays.
- Up to 14% employer matching pension scheme.
- Private medical insurance.
Work Mode
This is a homebased position.
Royal London is an inclusive employer. We celebrate and value different backgrounds and cultures, and strive to create an environment where everyone can work somewhere inclusive, responsible, enjoyable and fulfilling. Our values are Empowered, Trustworthy, Collaborate, Achieve.

