Credit Genie is hiring a General Counsel

Credit Genie is looking for a General Counsel to serve as the trusted legal partner to our CEO, executive team, and board. In this role, you will shape the legal strategy for a fintech innovator, overseeing all matters from compliance with complex financial regulations to strategic partnerships, ensuring we operate with agility and integrity.

What You'll Do

• Provide expert legal advice on corporate governance, equity financing, and strategic transactions.
• Ensure compliance with fintech regulations, including lending laws like TILA and ECOA, payment processing standards such as PCI-DSS, and data privacy laws including GDPR and CCPA.
• Draft and negotiate high-stakes contracts, including merchant agreements, payment processor partnerships, and technology licensing deals.
• Mitigate risks in product launches, such as brokerage or trading platforms.
• Advise on fundraising rounds, M&A, and potential IPO preparation.
• Build scalable legal frameworks for credit and lending products, ensuring alignment with federal and state regulations.
• Lead cross-functional collaboration with product, risk, and compliance teams.
• Manage litigation, regulatory inquiries, and external counsel relationships.
• Support international expansion, navigating cross-border payment and lending regulations.
• Develop and mentor an in-house legal team to support scaling operations.

What We're Looking For

• Juris Doctor (JD) from an accredited law school and active bar membership in good standing, preferably in California, New York, or another major U.S. jurisdiction.
• 10+ years of legal experience, with 5+ years in a senior in-house role at a fintech or high-growth tech company.
• Deep expertise in credit and lending regulations, with experience navigating laws like the Truth in Lending Act, Fair Credit Reporting Act, and state lending licenses.
• Proven track record in structuring and negotiating complex commercial agreements in payments, lending, or brokerage.
• Strong understanding of data privacy, cybersecurity, and consumer protection laws in a fintech context.
• Exceptional ability to balance legal risk with business innovation in a fast-paced startup environment.
• Outstanding communication skills, with the ability to distill complex legal issues for diverse stakeholders.
• Entrepreneurial mindset with a proactive, hands-on approach to problem-solving.

Nice to Have

• Experience at a fintech company with exposure to payment processing, lending, or brokerage platforms.
• Familiarity with venture capital financing, secondary offerings, or pre-IPO legal strategies.
• Knowledge of international fintech regulations, particularly in payments or lending.
• Experience building and leading lean legal teams in high-growth environments.

Team & Environment

This role reports directly to the CEO.

Benefits & Compensation

• 100% company-paid medical, dental, and vision coverage for you and your dependents on your first day of employment.
• Monthly fitness reimbursement up to $100 or a full membership to LifeTime Fitness.
• 401(k) with a 2.5% match and immediate vesting.
• Meal program for breakfast, lunch, and dinner.
• Life and accidental insurance.
• Flexible PTO.
• Eligible to participate in equity programs.

Work Mode

This role is onsite.

Credit Genie is a proud Equal Opportunity Employer where we welcome and celebrate differences. We are committed to providing a workspace that is safe and inclusive, where everyone feels supported, connected, and inspired to do their best work.