Valon Mortgage is hiring a Default Analyst - Foreclosure to join our Default Servicing team. You will be responsible for monitoring foreclosure cases for accuracy and timeliness in accordance with federal, state, and investor requirements, while collaborating with support groups within the default team. Our mission is to empower every homeowner by making the mortgage experience simple, secure, and financially empowering.
What You'll Do
- Maintain, review, follow up, and ensure timely and accurate completion of all regularly scheduled steps within the foreclosure tracking template daily.
- Obtain approval for and properly manage any outstanding or upcoming events/tasks, including completing steps within deadlines and ensuring date accuracy.
- Communicate with assigned attorneys/trustees via vendor tracking software regarding delays and/or pending inquiries.
- Utilize all applicable tools to effectively manage the pipeline, system of record, and vendor tracking software.
- Ensure all attorney fees/costs and foreclosure costs are within Investor, Fannie Mae, Freddie Mac, FHA, VA, or USDA allowable fee schedules.
- Properly maintain the system of record and/or vendor tracking software to ensure proper notification/reporting to investors, clients, borrowers, and agencies during foreclosure.
- Review future and upcoming sales, no less than five days prior to scheduling, to ensure all requirements are met.
- Dispose of and complete foreclosure sales and follow up on sale proceeds within respective judicial or non-judicial proceedings.
- Process all instructions for posting of funds within SLAs, ensuring timely and accurate instructions when funds are received.
What We're Looking For
- 5+ years of end-to-end foreclosure experience in the mortgage/banking space.
- Keen understanding of the foreclosure process and the differences between judicial and non-judicial proceedings.
- Full understanding of GSE (FNMA/FHLMC) and Government (GNMA) FHA/VA regulations/guidelines.
- Strong communication skills, proficiency in the use of computers and software, attention to detail, persistence, and prioritizing.
- The ability to multitask and follow mortgage-servicing guidelines accurately.
- High school diploma or GED equivalent required.
Team & Environment
Part of the Default Servicing team.
Benefits & Compensation
- Competitive salary and 401(k) plan.
- Comprehensive medical, dental, & vision benefits.
- In-office snacks and drinks, and Bagel Fridays.
- Pre-tax deductions for public transportation, rideshare services, and parking expenses.
- Company-wide orientation and other learning & development opportunities.
- 17 days paid time off, sick days, and 11 company holidays.
- 12 weeks fully paid baby bonding time for both birthing and non-birthing parents.
Valon is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws.




