Responsibilities
- Developing and managing commercial loan accounts that meet established lending requirements and provide maximum profitability at minimum risk.
- Soliciting commercial clients; actively seeking and obtaining quality new business through client and prospect calls, referrals, and cross-selling efforts.
- Obtaining and maintaining COIs and attending various networking events in the assigned geographic area.
- Generating a wide variety of commercial and real estate loans.
- Contributing to deposit growth by cross-selling and promoting additional banking products
- Collecting and analyzing information that reflects the current creditworthiness of customers and the current merits of existing loans.
- Reviews and analyzes title reports or surveys to determine issues and any present or potential risks.
- Analyzing the applicant’s financial status, credit, and property evaluation to determine the feasibility of granting the loan or submitting an application to a credit analyst for verification and recommendation.
- Meeting with applicants to obtain information for loan applications and to answer questions about the process.
- Guiding loans through the approval and closing process.
- Explaining, promoting, cross-selling, or referring banks, insurance, and trust products or services.
- Representing the Bank in the community through professional and civic involvement is critically important to this role.
Requirements
- A minimum of 3-5 years of experience in a commercial lender role responsible for business development and credit administration
- Excellent communication and customer service skills are required
- Proficient in PC usage and standard office applications (i.e. Microsoft Word, Excel & Outlook)
Nice to Have
- A bachelor’s degree in finance or related area
- Previous credit analyst experience
Work Arrangement
On-site
Additional Information
- This is not a remote position
