Empower Finance is hiring a Senior Data Scientist - NIRA

🚀 **EMPOWER OVERVIEW** [Empower](http://empower.me/) isn't just another fintech company — we're totally reimagining how financial opportunity works. Our mission? Giving customers a real shot at financial security through smarter, more inclusive credit evaluation. Right now, we're helping millions transform their financial story using cutting-edge machine learning and mobile-first products like Cash Advance, Thrive line of credit, and Petal credit cards. And we're just getting started. We're not just talking big — we've got the stats to prove it. This year, we ranked #65 on Inc. 5000's Fastest-Growing Private Companies list (our third consecutive top 100 appearance), got named one of Forbes' 25 Next Billion-Dollar Startups for 2024, and landed on America's Best Startup Employers list. Our Thrive credit product? Fast Company called it one of 2022's Next Big Things in Tech. Backed by powerhouse investors like Sequoia Capital, Blisce, and Icon Ventures, we're ready to keep pushing boundaries. Interested in accelerating your career while making real impact? Keep reading. **The Opportunity: Data Scientist – India** We're hunting for a razor-sharp Data Scientist to lead machine learning model development for Nira Finance, our India-based lending business. This isn't just a job — it's a chance to build end-to-end model pipelines and fundamentally reshape financial services across India. **How You'll Make an Impact** - Develop robust data standards, analytics pipelines, and risk models that uncover game-changing insights - Collaborate closely with credit teams to solve real business challenges and enhance our analytical toolkit - Work directly with Nira Finance leadership to refine and execute strategic business plans - Create international knowledge bridges by connecting credit and data science teams across geographies - Partner seamlessly with product, engineering, marketing, and finance teams to ensure holistic alignment **Why You're a Great Fit** - Bachelor's in Engineering, Computer Science, or Mathematics - 4+ years experience in data mining, machine learning, statistical analysis, predictive modeling - Deep statistical and ML expertise: regression, classification, clustering, optimization - Strong Python programming skills with intermediate-to-advanced SQL knowledge - Proven experience with ML packages: scikit-learn, LightGBM, XGBoost, SparkML - Familiarity with LLM tools like Github Copilot, Cursor, Windsurf (bonus points for understanding model provider nuances) - Deep learning knowledge preferred (Tensorflow, Keras, PyTorch) - Comfortable collaborating across functions - Exceptional problem-solving and communication skills - Location: Bangalore, India (preferred) **Our Interview Process** 1. **Initial Recruiter Call:** Getting to know you 2. **Hiring Manager Interview:** Deep dive into your background 3. **Skills Panel:** Real-world problem-solving scenarios 4. **Leadership Conversation:** Mission alignment with our CEO **Don't meet every qualification? If you're passionate and driven, we still want to hear from you!** **What You'll Get at Empower** - **Meaningful Ownership:** Competitive salary and generous equity - **Complete Support:** Full insurance coverage and WFH reimbursement - **High-Impact Teams:** Direct contribution to business and customer outcomes - **Remote First:** Trust-based virtual environment - **Team Connection:** Bi-annual onsites in awesome locations - **Growth Path:** Dynamic, supportive development opportunities **The Empower Way** We're building a culture where bold ambition meets owner mindset. We celebrate diverse voices, encourage spirited dialogue, and unite around a single goal: changing lives through financial innovation. **If that sounds like your kind of mission, let's talk. Join us in reshaping financial futures.**