About the Role
The role involves designing and implementing advanced data science solutions to enhance credit scoring, underwriting, and portfolio monitoring. The candidate will work closely with engineering, product, and risk teams to translate business challenges into scalable data products.
Responsibilities
- Develop machine learning models to assess creditworthiness and default risk
- Collaborate with engineering teams to integrate models into production systems
- Analyze large-scale transaction and behavioral datasets to identify risk patterns
- Design experiments to validate model performance and assumptions
- Create dashboards and reporting tools for risk monitoring
- Optimize existing credit risk models using new data sources and techniques
- Translate business requirements into statistical and data science solutions
- Ensure models comply with regulatory and internal governance standards
- Work with product teams to design credit product features informed by data insights
- Lead ad hoc deep dives into portfolio performance and risk trends
- Mentor junior data scientists and contribute to team best practices
- Evaluate third-party data providers for credit decisioning use cases
- Improve data quality and pipeline reliability for modeling workflows
- Present findings and recommendations to technical and non-technical stakeholders
- Stay current with advancements in credit risk modeling and fintech applications
Nice to Have
- PhD in a quantitative discipline
- Experience with deep learning frameworks for tabular data
- Familiarity with MLOps practices and model monitoring
- Prior work in emerging markets or inclusive finance
- Open-source contributions or published research in data science
Compensation
Competitive salary and benefits package
Work Arrangement
Hybrid work model
Team
Cross-functional team focused on credit risk and data-driven decision making
Impact
- Your work will directly influence credit access for underserved businesses and individuals.
- Models you build will scale across millions of users in high-growth markets.
- You will shape the future of responsible lending through data science.
Growth Opportunities
- Opportunity to lead modeling initiatives across multiple product lines.
- Access to executive-level discussions on risk strategy and product direction.
- Support for continuous learning and professional development.
Available for qualified candidates
