About the Role
The role involves overseeing credit risk policies, driving data-informed decision-making, and supporting scalable lending practices through robust risk assessment and modeling.
Responsibilities
- Lead the development and implementation of credit risk strategies
- Design and maintain risk scoring models for customer lending decisions
- Monitor portfolio performance and identify emerging risk trends
- Collaborate with data science teams to enhance predictive analytics
- Ensure adherence to regulatory standards and internal risk policies
- Evaluate new market opportunities from a risk perspective
- Support underwriting guideline development and refinement
- Produce executive-level risk reporting and dashboards
- Manage stress testing and scenario analysis processes
- Partner with product teams during launch of new credit offerings
- Assess third-party vendor risk models and tools
- Drive automation of risk monitoring systems
- Conduct root cause analysis on credit losses
- Maintain documentation for audit and compliance purposes
- Advise on capital allocation related to credit exposure
- Contribute to enterprise risk framework enhancements
- Evaluate macroeconomic impacts on credit performance
- Lead cross-functional initiatives to reduce default rates
- Ensure model validation requirements are met
- Mentor junior risk analysts and model developers
Compensation
Competitive salary and performance-based incentives
Work Arrangement
Hybrid work model with flexible scheduling
Team
Part of the Risk Management division within a fast-growing financial technology organization
Why This Role Matters
This position plays a central role in shaping responsible lending practices while enabling scalable growth. The individual will influence product design, risk policy, and long-term financial sustainability.
What to Expect
You will lead high-impact projects, present findings to senior leaders, and work across engineering, product, and compliance teams to embed risk intelligence into core systems.
Available for qualified candidates
