About the Role
The role involves assessing credit risk, building analytical frameworks, and driving data-informed strategies to optimize lending performance and customer segmentation.
Responsibilities
- Evaluate credit risk for consumer loan portfolios
- Design and maintain credit scoring models
- Analyze borrower behavior and repayment patterns
- Support underwriting policy development
- Monitor portfolio performance metrics
- Identify trends in delinquency and default
- Collaborate with data science and engineering teams
- Produce reports for senior management
- Assess impact of regulatory changes on credit strategy
- Optimize risk-based pricing structures
- Conduct stress testing and scenario analysis
- Validate third-party credit data sources
- Improve credit decision automation systems
- Ensure compliance with internal risk standards
- Contribute to new product risk assessments
- Leverage statistical tools for forecasting
- Maintain documentation for credit models
- Partner with operations to refine workflows
- Evaluate alternative data for risk prediction
- Support audit and examination processes
- Drive continuous improvement in risk systems
- Translate business needs into analytical solutions
- Balance risk mitigation with customer access
- Stay current with fintech lending trends
- Provide insights for strategic planning
Compensation
Competitive salary and benefits package
Work Arrangement
Hybrid work model
Team
Part of the financial risk and credit strategy team
About Cashalo
Cashalo is a digital lending platform offering instant credit solutions to underserved consumers through a mobile-first approach, leveraging alternative data and automated underwriting to expand financial access.
Why Join Us
Opportunity to shape credit strategy in a high-growth fintech environment, work with cutting-edge risk technologies, and directly influence responsible lending practices for a broad customer base.
Available for qualified candidates
