At Capital One, you will join a community of technical experts defining the future of banking in the cloud. As a Distinguished Engineer, you will act as the primary technical architect and lead engineer for our Business Lending and Capital Markets software assets, shaping the multi-year strategy for commercial underwriting, risk solutions, securitization systems, and trading platforms.
What You'll Do
- Articulate and evangelize a bold technical vision for your domain.
- Decompose complex problems into practical and operational solutions.
- Ensure the quality of technical design and implementation.
- Serve as an authoritative expert on non-functional system characteristics like performance, scalability and operability.
- Continue learning and injecting advanced technical knowledge into our community.
- Handle several projects simultaneously, balancing your time to maximize impact.
- Act as a role model and mentor, helping to coach and strengthen the technical expertise of our engineering and product community.
- Define the multi-year technical strategy for commercial underwriting, risk solutions, securitization systems, and trading platforms.
- Advance AI adoption across engineering practices and strategically determine how to leverage agentic AI within systems.
- Operate with a platform mindset across the enterprise, bridging complex data silos.
- Be a hands-on engineer, developing prototypes, contributing code, mentoring technical staff and advising executive leadership.
What We're Looking For
- Bachelor’s Degree.
- At least 7 years of experience in software engineering and solution architecture.
- At least 7 years of experience in enterprise architecture and design patterns.
Nice to Have
- Bachelor's or Master's Degree in Computer Science or a related field.
- 10+ years of experience in software engineering.
- 10+ years of professional experience coding in languages like Java, Python, Go, JavaScript/TypeScript, Swift, etc.
- 8+ years of professional experience in the full lifecycle of system development.
- 3+ years of experience with public or private cloud technologies.
Technical Stack
- Java
- Python
- Go
- JavaScript
- TypeScript
- Swift
- Cloud technologies
Team & Environment
You will be part of a community of technical experts working alongside developers, machine learning experts, product managers and people leaders.
Benefits & Compensation
- A comprehensive, competitive, and inclusive set of health, financial and other benefits that support total well-being.
- McLean, VA: $269,100 - $307,200
- New York, NY: $293,600 - $335,100
- Richmond, VA: $244,700 - $279,200
Work Mode
This role follows a local-city work mode and is based in McLean, VA, New York, NY, or Richmond, VA.
Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws.



