Perpay helps people use their paycheck to build credit and access spending power. By linking to payroll, Perpay enables automatic payments so users can pay over time without due date stress.
The company offers a marketplace where users can buy products and pay gradually through paycheck deductions. It also provides a credit card and credit-building service (Perpay+) that reports payment behavior to the three major credit bureaus.
Perpay is a Certified B Corporation focused on responsible financial products, aiming to help members improve their credit scores by an average of 30+ points within the first year.
