Responsibilities
- Monitor customer transactions to identify suspicious or unusual activity through transaction monitoring systems and manual reviews. The responsibilities include investigating alerts, analysing transaction behaviour, documenting findings, running screening checks, escalating potential matches, and preparing STRs/SARs or internal referrals as required.
- Prepare and file CBWTR, STRs/SARs and other regulatory reports with FIU-IND or relevant authorities within prescribed timelines, while maintaining clear documentation and robust audit trails.
- Support internal and external audits, respond to regulatory queries, stay updated on AML/KYC, norms and PMLA, IFSCA and RBI guidelines, and assist in strengthening risk controls, processes, and SOPs.
- Collaborate closely with operations, product, and business teams to ensure effective risk management, close compliance gaps and continuosly improve relevant SOPs.
Requirements
- 2–4 years of experience in AML, KYC, transaction monitoring, or financial crime compliance, preferably within fintech, payments, NBFCs, banks, or other regulated financial institutions.
- Strong working knowledge of AML laws, KYC norms, CDD/EDD, UBO identification, FATCA/CRS, sanctions and PEP screening, customer risk assessment, along with hands-on experience in transaction monitoring tools, and FIU filings (STRs, CBWTRs).
- Experience using AML screening and case management systems, with strong Excel / Google Sheets skills and familiarity with secure document management practices.
Nice to Have
- Experience with cross-border payments ecosystems, and familiarity with correspondent / nostro banking and SWIFT.
