Apply on company website United States of America Remote (Global) USD 129,000 – 192,000 / year

Chime is hiring a Senior Software Engineer (AI-Native), Circle Expansion

Shape the future of AI-driven family technology

We’re building a new kind of engineering practice—one where artificial intelligence is not just a tool, but a central partner in development. As a Senior Software Engineer on the Circle Expansion team, you’ll design and deliver features that support aging parents, pre-teens with wearables, and community groups, ensuring experiences are safe, intuitive, and deeply useful.

What You’ll Do

  • Develop full-stack features with a focus on mobile excellence, delivering polished and performant experiences to a global user base.
  • Integrate AI into every phase of development—using agentic workflows to generate code, write tests, verify outputs, and conduct reviews, with Claude Code as a primary collaborator.
  • Help establish and document AI-Native engineering standards, creating reusable frameworks and playbooks for broader adoption.
  • Collaborate with product and design to solve complex user challenges with simple, scalable solutions.
  • Guide architectural decisions, lead code reviews, and foster a culture of technical excellence and continuous improvement.
  • Support system reliability through on-call rotations and incident response, with a focus on performance, accessibility, and long-term maintainability.
  • Mentor team members and help evolve practices around prompt engineering, context window management, and function calling with LLMs.

What We’re Looking For

  • 5+ years of experience building consumer-facing software at scale.
  • At least one year actively using large language models for development tasks—beyond autocomplete, as a true partner in coding and problem-solving.
  • Strong mobile development background (iOS or Android), with a deep understanding of what makes mobile UX effective and trustworthy.
  • Proven experience with agentic workflows, prompt engineering, and LLM integration patterns like MCP/function calling.
  • Ability to communicate clearly across disciplines and contribute to high-impact technical decisions.
  • A mindset focused on empathy—designing for real human needs, from caregivers to coaches to young users.
  • Bachelor’s degree in a technical field or equivalent practical experience.

Preferred Background

While mobile expertise is strongly preferred, exceptional full-stack or backend engineers with AI experience are also encouraged to apply.

Technology Environment

You’ll work with Claude Code, LLMs, Kubernetes, AWS, Java, and mobile platforms (iOS/Android), using advanced prompt strategies and function calling to drive development velocity and quality.

Work Environment

This is a remote-first role available to candidates in the US and Canada. We support flexible schedules and provide tools and stipends to ensure a productive remote setup.

Our Culture

  • Be a Good Person—We value integrity and trust.
  • Be Direct With Respect—We speak honestly and listen openly.
  • Members Before Metrics—We prioritize people over numbers.
  • High Intensity, High Impact—We focus on meaningful results.
Required Skills
JavaKubernetesAWSiOS Development
Job Details
Location United States of America
Work mode Remote (Global)
Salary USD 129,000 – 192,000 / year
Category Data & ML
Posted 5 months ago
Application On company website
About company
Chime
Chime is a financial technology company, not a bank, that provides helpful, easy, and free core banking services. Its user-friendly tools and intuitive platforms empower members to take control of their finances and work towards their goals, helping millions unlock their financial potential.
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