Rome Remote (Country) Contract

Wakam is hiring a Senior Motor Fleet Underwriter — Europe

About the Role

This role involves leading the underwriting of motor fleet insurance across European markets, combining technical expertise with strategic insight to optimize risk selection and pricing. The individual will play a key part in shaping scalable processes and driving growth through data-informed decisions.

Responsibilities

  • Evaluate motor fleet risk portfolios across European markets
  • Develop and refine pricing models based on actuarial and claims data
  • Collaborate with data scientists to enhance underwriting algorithms
  • Monitor portfolio performance and recommend adjustments to risk appetite
  • Support the implementation of automated underwriting workflows
  • Engage with brokers and distribution partners to understand market needs
  • Ensure compliance with local regulatory requirements in each operating country
  • Lead the assessment of new business opportunities in target regions
  • Provide expertise during product development cycles
  • Maintain accurate risk documentation and decision records
  • Identify trends in claims and loss ratios to inform strategy
  • Work closely with claims and fraud teams to improve outcomes
  • Contribute to underwriting guidelines and policy wordings
  • Train junior underwriters and share best practices
  • Drive continuous improvement in risk selection and pricing accuracy
  • Participate in cross-functional projects to scale operations
  • Represent the underwriting function in executive reviews
  • Respond to internal audit and compliance inquiries
  • Support reinsurance negotiations with technical input
  • Use analytics platforms to generate performance reports
  • Advocate for customer-centric risk solutions
  • Stay current with regulatory and market developments
  • Assess the impact of telematics and usage-based insurance models
  • Promote a culture of accountability and data integrity
  • Ensure alignment between underwriting strategy and business goals

Compensation

Competitive salary and performance-based incentives

Work Arrangement

Hybrid working model with flexibility for remote and office-based work

Team

Part of a growing, international underwriting team focused on innovation and scalability

Why This Role Matters

  • You will help define the future of motor fleet underwriting in a digital-first company.
  • Your work directly impacts how risks are assessed and priced across multiple countries.
  • You’ll be at the forefront of integrating technology and insurance expertise.

Our Approach to Growth

  • We focus on sustainable expansion through disciplined risk management.
  • We invest in people who combine analytical rigor with practical judgment.
  • We scale proven models while adapting to local market dynamics.

Available for eligible candidates requiring work authorization

About company
Wakam

Wakam is Europe's digital insurance leader, empowering MGAs and Embedded Insurance Orchestrators to launch bespoke insurance solutions across 30+ European markets. The company provides regulatory capacity, infrastructure, and technology to enable partners to scale quickly and compliantly.

With €836M in gross written premiums and over 100 partners, Wakam combines regulatory approvals from French ACPR, British PRA, and other European regulators with a secure, API-driven platform (Play & Plug) to deliver insurance products in as little as 30 days.

As a certified Purpose-Driven Company, Wakam is committed to innovation, compliance, and sustainability in the digital insurance space.

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Job Details
Department Motor Underwriting
Category other
Posted 4 days ago