Responsibilities
- Manage the core financial modeling infrastructure and ensure its accuracy and scalability
- Develop and maintain comprehensive company-wide financial models, including scenario analysis tools for leadership decision-making
- Dedicate the majority of time to building and refining financial models that project growth, revenue trends, and business performance under various assumptions
- Translate complex model outputs into concise, actionable insights for executive leadership, board members, and operational teams
- Play a central role in shaping the company's strategic narrative through board materials and corporate presentations
- Maintain ownership of model inputs and assumptions, tracking them in near real-time and updating models as business conditions change
- Anticipate and explain financial and operational fluctuations before they are questioned
- Construct and manage a fully integrated financial model covering P&L, balance sheet, and cash flow at the product level
- Design and maintain loan origination models segmented by product type
- Project revenue and losses by cohort, incorporating retention patterns and credit risk assumptions
- Run base-case forecasts and multi-dimensional scenario analyses across macroeconomic, credit, and growth variables
- Build business unit-level P&Ls with clear visibility into contribution margins
- Apply statistical methods to forecast GMV and loan volumes by channel and vintage
- Model customer lifetime value and conduct cohort-level breakeven calculations
- Monitor customer acquisition costs and payback periods in alignment with origination forecasts
- Update key model inputs daily or weekly, including approval, activation, repayment rates, FPD, and unit economics
- Curate a well-documented, version-controlled, and auditable library of assumptions
- Implement alert systems to flag deviations between actuals and projections
- Generate recurring performance dashboards for leadership and board review
- Develop intuitive scenario analysis tools for non-finance stakeholders to use independently
- Produce visualizations of cohort behavior and LTV for external audiences such as investors and lenders
- Leverage Python and AI-driven automation to minimize manual processes and increase model refresh frequency
- Deliver monthly performance reports with detailed variance analysis
- Synthesize model results into clear, straightforward narratives tailored for decision-making
- Serve as a primary point of contact between finance and senior leadership
Benefits
- Direct responsibility for a critical strategic function with close access to founders
- Accelerated professional development working alongside seasoned fintech leaders
- Market-competitive salary and equity package
- Comprehensive medical and dental coverage
- Unlimited paid time off
- Relocation assistance when applicable
- Collaborative, high-performance culture emphasizing trust, speed, and results
Compensation
Competitive compensation and equity
Work Arrangement
Hybrid — Mexico City, New York
Team
A high-performing team that values trust, speed, and outcomes
Other
- Unlimited PTO
- Relocation support if applicable
- Direct interface with founders and senior management
- Extensive exposure to C-level executives and investors
