Chime is looking for a Senior Backend Engineer to join our Spending team. You will be responsible for designing, developing, and scaling the APIs that power member-facing products and our banking platform. In this role, you will own projects end-to-end, from influencing architecture to maintaining code health.

What You'll Do

Design, develop, test, refactor, and scale backend implementations of new and existing consumer product features.
Work with the mobile team to design and build strong, resilient APIs that power the member-facing mobile app.
Collaborate with cross-functional teams to understand member pain points and come up with solutions.
Proactively identify opportunities for improving the reliability and scalability of our systems.
Work across the engineering team to improve and uphold high technical standards.

What We're Looking For

5+ years developing software in a production environment at scale.
Proven experience with Ruby on Rails or comparable frameworks.
Experience working with transactional databases and caching systems.
Exposure to architectural patterns of large, high-scale web applications.
An appreciation of maintainable and well-tested code.
Enjoyment in learning and diving into the deepest levels of how things work.

Nice to Have

Start-up experience as an added plus.

Technical Stack

Ruby on Rails
Transactional databases
Caching systems

Benefits & Compensation

The base salary offered for this role and level of experience will begin at $176,490 and up to $245,100, plus a competitive equity package.
401k match plus great medical, dental, vision, life, and disability benefits.
Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off.
1% of your time off to support local community organizations of your choice.
Annual wellness stipend to use towards eligible wellness-related expenses.
Up to 24 weeks of paid parental leave for birthing parents and 12 weeks for non-birthing parents.
Access to Maven, a family planning tool, with a $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
In-person and virtual events to connect with your fellow Chimers.
In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit.

Work Mode

This is a hybrid position based in San Francisco, CA.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis.