Responsibilities
- Shape how the product serves buyers and sellers within our trade credit framework.
- Define how we offer payment terms using data, risk insight, and commercial input, and determine where we can responsibly expand the proposition.
- Own the end-to-end payment experience to identify and prioritise the features that drive adoption and engagement.
- Decide what the squad works on and what it doesn't.
- Stay ahead of fast-moving engineers by having the next valuable problem identified and sized before they run out of meaningful work.
- Build the case for product decisions using qualitative and quantitative evidence, working closely with analytics and design.
- Size opportunities, design experiments, measure whether changes worked, and iterate when they do not.
- Partner with the Head of Product & Engineering on which problems the squad should pursue, bringing evidence, not just instinct.
- Work with co-leads and broader iwoca stakeholders to connect product direction to commercial strategy by understanding where the business is going and what that means for Transactions.
- Be the escalation point when engineers hit questions that cross deeply into commercial, compliance, or risk territory.
- Run discovery across ops feedback, usage data, seller conversations, and competitive signals to keep the squad pointed at the right problems.
- Grow into owning larger strategic bets over time, moving from solving known problems to identifying where we can solve seller and buyer problems or friction.
- Build deep domain expertise in lending, payments, trade credit, and invoice finance, an increasingly valuable intersection in fintech.
- Actively participate in exploring a new operating model for how product and engineering collaborate, real influence on how the squad works, not just what it builds.
Requirements
- A quantitative background wether through a STEM degree, management consultancy, or an analytical path into product.
- You think in hypotheses and evidence, not instinct.
- Experience in a product or strategy role where you've owned which problems to solve, including in unfamiliar domains where you've had to build context fast.
- Comfortable discussing technical systems and translating engineering constraints in to informed product decisions.
- Excited by using AI to accelerate your own thinking and output, not just aware of it, actively building with it.
- Confidence representing the product to internal stakeholders: ops, commercial, risk, and translating their friction into product direction.
Nice to Have
- Experience in fintech, payments, or e-commerce, particularly B2B transactions or trade credit.
- You've worked in a high-trust environment where people push back and expect to be treated as peers.
- You've operated in smaller, autonomous teams experimenting with new ways of working.
Benefits
- Flexible working hours.
- Medical insurance from Vitality, including discounted gym membership.
- A private GP service (separate from Vitality) for you, your partner, and your dependents.
- 25 days’ holiday per year, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave.
- A one-month, fully paid sabbatical after four years.
- Instant access to external counselling and therapy sessions for team members that need emotional or mental health support.
- 3% Pension contributions on total earnings.
- An employee equity incentive scheme.
- Generous parental leave and a nursery tax benefit scheme to help you save money.
- Electric car scheme and cycle to work scheme.
- Two company retreats a year: we’ve been to France, Italy, Spain, and further afield.
- A learning and development budget for everyone.
- Company-wide talks with internal and external speakers.
- Access to learning platforms like Treehouse.
Work Arrangement
Hybrid — London
