Own the product roadmap for AML/CFT, transaction monitoring, sanctions screening, and suspicious activity reporting (SAR/STR) systems
Design and optimize risk scoring frameworks across onboarding and transaction lifecycle
Partner with Compliance to translate BSP / AMLC regulations into scalable product features
Build and improve KYC/KYB onboarding flows (individual & business)
Optimize CDD/EDD processes, including document verification, liveness checks, and risk tiering
Balance conversion vs compliance (reduce friction without increasing risk)
Define and implement fraud detection strategies (account takeover, scams, mule accounts, etc.)
Collaborate with data teams to develop rules engines, alerting systems, and case management tools
Improve real-time monitoring capabilities for transactions and user behavior
Build internal tools for: Case management
Build internal tools for: Investigation workflows
Build internal tools for: Audit trails and reporting
Integrate with external vendors (e.g., KYC providers, blockchain analytics, sanctions lists)
Work closely with: Compliance / MLRO
Work closely with: Risk & Fraud Ops
Work closely with: Data Science / Analytics
Work closely with: Engineering
Act as the bridge between regulatory requirements and product implementation

5+ years of Product Management experience, preferably in fintech, payments, or crypto
Strong understanding of: AML / CFT frameworks
Strong understanding of: KYC / KYB processes
Strong understanding of: Transaction monitoring
Experience building or managing: Risk engines / fraud systems / compliance platforms
Familiarity with Philippines regulations (BSP / AMLC) or similar regulatory environments
Ability to translate regulatory requirements into scalable product solutions

Coins.ph is hiring a Principal Product Manager - Compliance / AML / Risk Platform