Responsibilities
- Lead a core area of credit analytics, focusing on forecasting, valuation, or risk capital, and advance the development and refinement of systems used for portfolio oversight, planning, and strategic choices.
- Improve methods for predicting credit losses, conducting scenario testing, and measuring portfolio outcomes to ensure results are precise, transparent, and actionable.
- Support risk capital analysis and reporting efforts that inform funding approaches, including securitizations, warehouse lending, and forward-flow agreements, using performance tracking and risk-return assessments.
- Turn analytical findings into strategic guidance that shapes product direction, credit underwriting standards, and funding strategies.
- Collaborate with machine learning, finance, product, engineering, and capital markets teams to standardize metrics, definitions, and analytical frameworks across functions.
- Design and expand data infrastructure such as models, pipelines, dashboards, and reporting systems to enable reliable, accessible insights for diverse stakeholders.
- Strengthen analytical standards by defining best practices for validating, monitoring, and governing credit models and their outputs.
Work Arrangement
Hybrid — Remote, Columbus, Austin, Bay Area, New York City
Team
The team operates on West coast time zones.
Other
- The team operates on West coast time zones
- Majority of work can be accomplished remotely
- Employees encouraged to spend high-quality time in-person via regular onsites
- Onsite sessions occur once or twice per quarter for 2–4 consecutive days
- For roles based in Canada, we are not currently able to hire in Quebec
- Travel requirements: regular in-person collaboration via team onsites
