Responsibilities
- Oversee full lifecycle transaction tracking across all payment channels for collections, disbursements, and internal fund movements.
- Reconcile incoming and outgoing transactions to guarantee precise merchant payout settlements.
- Liaise with banks and payment intermediaries to resolve settlement issues, failed payments, chargebacks, and exceptions.
- Track daily float balances and promptly report variances to senior finance leadership.
- Conduct regular reconciliation of payment gateway data with bank records, general ledger entries, and internal system logs.
- Detect, analyze, and resolve reconciliation discrepancies, suspense accounts, and unmatched items in collaboration with technical teams.
- Develop and maintain reconciliation trackers, management information system dashboards, and exception reporting tools.
- Assist in month-end and quarter-end financial closing by verifying accurate recording and reconciliation of all payment transactions.
- Carry out monthly reconciliation of escrow account balances, comparing book values with actual bank balances.
- Create and update standard operating procedures for reconciliation workflows, escalation paths, and exception resolution protocols.
- Identify potential for automation in manual reconciliation processes and collaborate with engineering on tool requirements.
- Support the development and validation of internal ledger and reconciliation systems as transaction volume grows.
- Ensure payment operations adhere to regulatory standards set by RBI, IFSCA, and FEMA for international transactions.
- Help prepare regulatory filings and audit schedules related to payment activity and foreign exchange operations.
- Respond to internal and external audit requests with complete transaction documentation and audit trails.
Benefits
- Direct involvement in developing core financial infrastructure within a licensed payment service provider and international fintech.
- Exposure to complex, multi-country payment flows spanning India, GIFT City, and other global jurisdictions.
- High level of responsibility from the start, with direct influence on settlement precision and cash flow transparency.
- Chance to shape the evolution of reconciliation systems and processes as the platform expands.
Other
- High ownership from day one – your work directly impacts settlement accuracy and cash flow visibility.
- Direct exposure to multi-jurisdictional payment flows across India, GIFT City and multiple locations.
