Step is the all-in-one money app designed for the next generation, offering unlimited cashback, 3.00% interest on savings, and a Visa card that helps build credit with every purchase. The platform aims to provide financial independence by combining banking, credit-building, and rewards in one seamless experience.
Founded by financial industry veterans CJ MacDonald and Alexey Kalinichenko, Step focuses on closing the financial literacy gap and empowering users with tools to manage, build, and grow their money. The company was acquired by Beast Industries in 2026 to further expand its financial services platform.
Step serves over 7 million accounts and is headquartered in Palo Alto, CA. It has raised over $500 million in funding and is committed to helping users achieve financial independence through innovation, education, and accessible financial products.