Prodigal is an AI-native company purpose-built for consumer finance, specializing in loan servicing and collections. The company leverages AI agents, automation, and actionable insights to help lenders recover more payments faster while maintaining full compliance.
With its proprietary Prodigal Intelligence Engine (PIE), the platform is trained on over a billion consumer finance interactions, delivering human-like accuracy and dynamic personalization. Prodigal’s suite of applications—including proAgent, proPay, and proScore—enables end-to-end automation, omnichannel orchestration, and real-time agent assistance.
The company was founded in 2018 in Mountain View, CA, backed by Y Combinator, and has since raised Series A funding from Accel and Menlo Ventures. Prodigal serves over 100 companies across auto finance, healthcare RCM, lending, and collections, helping them transition seamlessly to AI-native operations.