We believe inclusive lending will give people a real chance at a better life.
ABACUS digital was formerly known as SCB Abacus. ABACUS digital has built an advanced digital lending platform, driven by data but powered by people. We combine a genuine understanding of on-the-ground realities with leading-edge innovation to create meaningful, practical and first-to-market financial solutions.
Our mission is guided by three pillars: creating innovative financial products with fully-digitalized decision engines and machine learning, operating on the basis of profitable growth, and advancing society by giving everyone a real chance at a better life through better access to finance.
The Abacus Core Technology (ACT) engine is our internal machine learning platform that enables more accurate and real-time risk prediction, ensuring applicants experience a significantly faster time-to-money. With ACT, the time from initial registration through to loan disbursement averages 15-20 minutes – making a real difference to the underserved Thai workforce.